United Guaranty has introduced two new programs in response to the Administration's Home Affordability and Stability Plan.
Home Affordable Refinance Program (HARP) (Performing loans, current, no default anticipated.)
Program Announcements
Refinance with Certificate Modification Updated September 30, 2009 Revised October 6, 2009
Refinance with Certificate Modification Program and Home Affordable Modification Program Updated July 2, 2009 Announcement of Updates to the Refinance with Certificate Modification Program Effective Immediately Three Easy Steps for Refinances with Certificate Modification
Traditional Loan Modification Guidelines, Revised Modification Form, and New Instruction Sheet Effective Immediately
Questions & Answers
Q&A for New Programs Individual Request Form and Instructions
Loan Modification Request Form – Instructions for Loan Modification Request Form Bulk Request Form and Instructions Effective Immediately
Bulk Spreadsheet – Bulk Spreadsheet Instructions – Spreadsheet Data Guide
Loan Modification Programs for Delinquent Loans Effective Immediately MICA Memorandum of Understanding
Net Present Value (NPV) Test and Second Look Q&A
Individual Request Form Second Look Request Form Bulk Request Form and Instructions
Reporting Template Directory and Spreadsheet – HAMP Modification Spreadsheet Instruction – Delegated Loan Modification Instruction – Non-Delegated Loan Modification Instruction
See also:
Declining Markets Quick Reference
Previous Declining Markets Lists
Underwriting Guidelines