Underwriting Guidelines and Eligibility Criteria

United Guaranty has announced several changes to underwriting guidelines and eligibility criteria over the last several months as a result of the changing mortgage environment.

See below for detailed information. Recent and previous announcements of changes are on the right.

Guidelines

• Comparison of New Underwriting Eligibility Criteria
  Effective April 30, 2010
  
  
• Underwriting and Eligibility Guide
  Effective January 11, 2010
  
  
• Declining Markets List
  Lists Effective January 26, 2010 and
  Lists Effective October 27, 2009
  
  
• Stable Markets Quick Reference
  Effective January 11, 2010
  

• Declining Markets Quick Reference
  Effective January 11, 2010

• Required Loan Documentation
  Quick Reference
  
  
• Mortgage Insurance Servicing Guidelines

Recent Announcements

• Pricing and Underwriting Eligibility Changes
  Effective April 30, 2010
  
  
• Declining Market Criteria Update
  Effective January 26, 2010
  
  
• Declining Market Criteria: Enhancement
  Effective Immediately
  and
  Underwriting Guidelines and Eligibility Criteria Changes
  Effective January 11, 2010
  

Previous Announcements

• 2009
   
• 2008
   
• 2007